These Terms and Conditions apply to the purchase of services from:

We are committed to providing high-quality training and ongoing support to our clients. These Terms are designed to clearly set expectations and protect both you and the Company.

Investment Success Ben Academy Ltd
Company Registration Number: [11503215]
Registered Office: 14/2E Docklands Business Centre, 10–16 Tiller Road, Canary Wharf, London, E14 8PX
Email: info@investingchampions.com

References in these Terms to “Company”, “we”, “us”, or “our” mean Investment Success Ben Academy Ltd. References to “Client”, “you”, or “your” mean the person purchasing the Package.

By purchasing any of our services, training, coaching, courses, portals, workshops, mentoring, calls, seminars, or related materials, you agree to be bound by these Terms and Conditions.

1. Definitions

In these Terms:

“Package” means the training, coaching, mentoring, support, portal access, workshops, calls, seminars, bonuses, and/or materials purchased by you.

“Digital Content” means any online portal, video, recording, document, PDF, worksheet, login details, passwords, downloadable material, or online educational content supplied by us.

“Services” means any coaching calls, one-to-one sessions, mentoring, support, workshops, webinars, seminars, or training supplied by us.

“Extreme Fear” means market conditions which the Company, in its sole discretion, considers sufficiently severe to justify additional live trading support, one-to-one sessions, or similar access. Extreme fear means CNN fear and greed index reaches extreme fear. https://edition.cnn.com/markets/fear-and-greed

2. Your Purchase

You agree to purchase the Package described at the point of sale, in our brochure, on our website, in our messages, or in our sales materials.

The exact contents of your Package depend on the training or program you purchased.

3. Pricing and Payment

3.1 The price of your Package will be the price stated on your order form, invoice, checkout page, payment link, or otherwise agreed with you at the time of purchase.

3.2 Payment is due immediately unless an instalment plan has been agreed in writing.

3.3 Where an instalment plan is agreed:

  • payments will be automatically charged on the agreed dates;
  • no reminder calls or separate notices need to be given before collection;
  • you are responsible for ensuring sufficient funds are available.

3.4 If any payment is missed, late, declined, reversed, charged back, or disputed, we reserve the right to:

  • suspend access to the Package;
  • refuse further coaching, mentoring, calls, workshops, or support;
  • terminate your access to the Package; and/or
  • take steps to recover unpaid sums.

3.5 Where applicable, access to parts of the Package may begin after the first payment, but full access or continued access may be conditional on payment in full or on continued instalment payments being made on time.

4. Delivery of Services

4.1 Following payment, you will be given access to the Package you purchased, subject to these Terms.

4.2 Access to training materials, calls, mentoring, workshops, recordings, support, and other program features may be provided by email, online portal, Zoom, YouTube, WhatsApp, Instagram, telephone, or any other communication or delivery method chosen by the Company.

4.3 It is your responsibility to:

  • check your email inbox, spam, and junk folders;
  • ensure you have provided us with accurate contact details;
  • access and review the training materials made available to you;
  • attend live calls, sessions, workshops, and events at the times notified to you;
  • request, book, and attend any available one-to-one sessions or mentoring;
  • submit any required homework, trades, forms, or materials;
  • contact us promptly if you are unable to access any part of your Package.

4.4 We are not responsible where you fail to:

  • check your emails or messages;
  • attend a session;
  • watch a recording;
  • book a session;
  • submit required trades or tasks;
  • use the support provided; or
  • otherwise make use of the services made available to you.

4.5 If a live session, recording, portal, call, workshop, or access link is made available to you, that part of the service will be treated as delivered whether or not you choose to access or use it.

4.6 If you do not receive access details within 3 working days of payment, you must contact us promptly at info@investingchampions.com.

4.7 We are not responsible for email delivery issues, spam filters, junk folders, blocked messages, or other third-party delivery failures outside our reasonable control.

4.8 Proof of Delivery

For the purposes of any dispute, claim,  you agree that the Company may rely on the following as evidence that the Package has been delivered:

(a) provision of login details, passwords, or access links to any training portal or Digital Content;

(b) email records showing delivery of access instructions, materials, or communications;

(c) system records showing account creation, login activity, or access to the training portal;

(d) access to live or recorded coaching calls, webinars, workshops, or sessions, whether or not attended;

(e) messages, emails, WhatsApp communications, or other correspondence between you and the Company;

(f) availability of booking links, session invitations, or scheduling opportunities.

You agree that the provision of any of the above constitutes valid delivery of the relevant part of the Package.

5. Description of Services / What Is Included

For the avoidance of doubt, a claim that the services were “not as described” will not be accepted where the relevant training, calls, mentoring opportunity, support, recordings, portal access, or booking opportunity were made available to you substantially as described in the Package purchased.

5.1 VIP Stock Market & Forex Training

If you purchase the VIP Stock Market & Forex Training, the Package includes:

(a) Training Portal Access
Access to the VIP Stock Market & Forex training portal, including coaching videos, educational content, and course materials for Weeks 1 to 6.

https://financialsuccessacademy.thinkific.com/enrollments (this is your training portal). Password is sent to your email.

(b) Weekly Coaching Calls
Weekly coaching calls for 12 weeks, normally held at 8:00 pm on Tuesdays, subject to change on reasonable notice. This is the link can be found on week 4 lesson 1. 

https://us02web.zoom.us/j/86382440626

It is your responsibility to attend the coaching calls. If you do not attend, that is your own choice and responsibility. We accept no responsibility for missed sessions where attendance was available to you.

Where recordings are made available, including on YouTube or another platform chosen by us, it is your responsibility to watch them before they are removed. Zoom or access links sent to you shall be treated as sufficient delivery of the relevant session.

(c) Watchlists
Watchlists and market ideas may be discussed during the Tuesday coaching calls. It is your responsibility to attend those calls or review any recordings or summaries made available.

(d) One-to-One Session
A one-to-one session is available only after you have submitted 25 trades to us.

It is your responsibility to:

  • complete and send your 25 trades;
  • request the one-to-one session; and
  • arrange the session using the booking process or contact method provided.

If you do not send your 25 trades, do not request the session, or do not book the session, this does not mean the service was not delivered or was not as described.

(e) Ongoing Email Support
After your one-to-one session, ongoing email support is available via info@investingchampions.com.

It is your responsibility to contact us by email if you require such support.

5.2 Exclusive Apprenticeship Training (optional, depending on availability)

If you got accepted and purchased the Apprenticeship Training, the Package includes:

(a) Training Portal Access
Access to the Apprenticeship training portal, including strategy videos, educational materials, and course content.

(b) One-to-One Sessions During Extreme Fear
Access to one-to-one sessions during periods of Extreme Fear only, depending on the Package level purchased:

  • Focus: up to 6 months
  • Full: up to 12 months
  • Elite: lifetime access

The timing, availability, frequency, and scheduling of such sessions shall be determined by the Company in its sole discretion, having regard to market conditions, availability, and operational capacity.

(c) Coaching Calls
Access to coaching calls similar in structure to weekly coaching calls, for the duration included in your purchased Package.

It is your responsibility to attend such calls and review any recordings made available.

(d) Live Trading Workshops
Live trading workshops may be provided, including sessions where trades may be placed together with Raven, depending on the Package purchased and subject to scheduling, market conditions, and availability.

These workshops and sessions must be requested and booked by you.

(e) Booking Responsibility
All one-to-one sessions, workshops, mentoring calls, and similar appointments under the Apprenticeship Training must be booked by you.

We are not responsible if you fail to:

  • request a session;
  • book a session;
  • attend a booked session;
  • respond to booking communications; or
  • make yourself available during the relevant access period.

Failure by you to book or attend any available session does not mean the service was not provided, not delivered, or not as described.

6. Client Responsibility

6.1 You acknowledge and agree that your progress, use of the Package, and any results you may or may not achieve depend significantly on your own effort, consistency, attendance, participation, communication, implementation, risk management, market conditions, and personal circumstances.

6.2 You are solely responsible for:

  • logging into the portal and watching the training videos;
  • attending coaching calls, workshops, seminars, and live sessions;
  • reviewing recordings before they are removed;
  • submitting your 25 trades where required;
  • requesting and booking one-to-one sessions;
  • using the email support or other support channels made available to you;
  • completing homework, tasks, or implementation steps.

6.3 You agree that:

  • a service is not “undelivered” merely because you did not attend, open, watch, book, request, complete, or use it;
  • a service is not “not as described” where it was made available substantially as described at the time of purchase;
  • your non-attendance, non-booking, inactivity, delay, lack of implementation, or failure to complete requirements does not entitle you to a refund.

7. Client Acknowledgement

By completing your purchase, you confirm that:

(a) you understand what is included in your Package;

(b) you understand that results are not guaranteed;

(c) you understand that additional programs or upgrades are optional and not included unless expressly stated;

(d) you agree that access to Digital Content may begin immediately;

(e) you accept these Terms and Conditions in full.

You further confirm that you have had the opportunity to ask questions before purchasing and that all information has been provided to you to your satisfaction.

8. Cancellation and Refund Policy

8.1 Distance and Online Purchases

If you purchase online, by telephone, by message, via social media, through a payment link, or otherwise outside our business premises, you may have a legal right to cancel within 14 days, subject to applicable law and the provisions below.

8.2 Immediate Supply of Digital Content
Your Package includes Digital Content. By purchasing, you expressly request immediate access to that Digital Content during the cancellation period and acknowledge that, where permitted by law, your right to cancel may be lost once supply of the Digital Content begins.

8.3 Services Started During the Cooling-Off Period

If you request that coaching, mentoring, calls, workshops, support, or any other Services begin during the 14-day cancellation period, you agree that we may charge for the proportion of Services already supplied up to the date of cancellation, to the extent permitted by law.

8.4 In-Person Purchases

If you purchase in person at our business premises, the statutory 14-day cancellation right applicable to many distance and off-premises contracts may not apply.

This does not affect your statutory rights.

8.5 No Refund Where Package Has Been Accessed or Used

To the fullest extent permitted by law, refunds will not be provided where:

  • you have accessed the training portal;
  • you have viewed, streamed, downloaded, or used Digital Content;
  • you have attended coaching calls, workshops, seminars, webinars, or mentoring;
  • you have received any one-to-one support;
  • you have used any part of the Package.

8.6 No Refund for Failure to Use the Package

No refund will be given because you:

  • did not log in to the portal;
  • did not watch the videos;
  • did not attend the coaching calls;
  • did not watch the recordings in time;
  • did not send your 25 trades;
  • did not request or book your one-to-one session;
  • did not use the email support provided;
  • did not attend workshops or booked sessions;
  • changed your mind after using the Package;
  • were too busy, lost interest, failed to take action, or did not implement what was taught.

Where the Package or any part of it has been made available to you, it will be treated as supplied.

8.7 Valid Cancellation Requests

If you are entitled to cancel, you must send your cancellation request in writing by email or post.

Where a refund is validly due, it will be processed within 30 days, subject to any lawful deductions for Services already supplied.

A) Free Offers, Bonuses, Events and Seminars

 i) Where your Package includes bonus seminars, events, workshops, or similar free offers, such benefits are subject to availability.

ii) You may be required to register in advance, including at least 2 weeks before an event where requested by us.

iii) We reserve the right to change:

  • dates;
  • times;
  • speakers;
  • locations;
  • format;
  • content; or
  • availability

of any bonus or included seminar, event, or workshop.

iv)  No refund shall be due because a bonus event, seminar, or free offer is changed, rescheduled, withdrawn, or unavailable.

9. Educational Disclaimer

9.1 All of our training, courses, mentoring, calls, workshops, videos, materials, and support are provided for educational purposes only.

9.2 We do not provide:

  • investment advice;
  • financial advice;
  • trading advice;
  • tax advice;
  • legal advice; or
  • any personal recommendation to buy, sell, hold, or trade any financial instrument.

9.3 You are solely responsible for all financial, trading, business, and personal decisions you make.

10. No Guaranteed Results

10.1 We do not guarantee that you will make any money, avoid losses, achieve any financial result, recover your purchase price, or obtain any particular outcome.

10.2 Any testimonials, examples, case studies, statements, or illustrations of results are provided for example purposes only and do not guarantee that you will achieve the same or similar results.

10.3 Any results depend on many factors including, but not limited to:

  • your own effort and consistency;
  • your implementation;
  • your trading decisions;
  • risk management;
  • market conditions;
  • timing;
  • discipline;
  • previous experience; and
  • personal circumstances.

11. Limitation of Liability

11.1 Nothing in these Terms excludes or limits any liability which cannot lawfully be excluded or limited under the laws of England and Wales.

11.2 Subject to clause 11.1, we shall not be liable for:

  • trading losses;
  • investment losses;
  • loss of profit;
  • loss of business;
  • loss of opportunity;
  • indirect losses;
  • consequential losses; or
  • any loss arising from your reliance on educational material or your use of the Package.

11.3 Our total liability to you in relation to any claim arising out of or connected with the Package shall not exceed the total amount actually paid by you to us for the relevant Package, except where the law does not permit such a limitation.

12. Intellectual Property and Confidentiality

12.1 All materials, portals, videos, systems, training content, calls, recordings, documents, worksheets, slides, frameworks, and related materials are the intellectual property of the Company and are protected by copyright and other intellectual property rights.

12.2 You agree that you shall not:

  • copy;
  • reproduce;
  • distribute;
  • upload;
  • record;
  • share;
  • resell;
  • publish; or
  • otherwise make available

any part of our materials or content without our prior written consent.

12.3 No unauthorised audio or video recording of any session, workshop, coaching call, seminar, or event is permitted.

12.4 Any unauthorised sharing, disclosure, copying, distribution, or commercial use of our materials may result in immediate termination of access and legal action.

12.5 You agree to keep confidential any proprietary methods, systems, templates, materials, or non-public information provided as part of the Package.

12.6 If you provide us with a testimonial, review, feedback, comment, success story, image, video, or similar content, you grant us the right to use, reproduce, publish, and share it for marketing, promotional, or business purposes.

12.7 You also consent to being included in official photos or videos taken at our live events, seminars, or workshops, unless you notify us otherwise in writing before the event.

12.8 You may share your honest opinion about your experience. However, you agree not to publish statements about the Company that are false, misleading, or defamatory. Where false or misleading statements are made, the Company may request removal, provide evidence to relevant platforms or payment providers, and take appropriate legal action where necessary, eg defamation.

13. Conduct

13.1 You must behave respectfully and professionally at all times when engaging with us, our staff, our coaches, and other attendees or clients.

13.2 You must not:

  • promote your own business during our calls, workshops, or events;
  • recruit, solicit, or approach other attendees for commercial purposes;
  • disrupt any session or event;
  • behave in an abusive, threatening, offensive, defamatory, or inappropriate way.

13.3 Any promotional or unauthorised materials brought to our events may be removed or confiscated.

13.4 You must not solicit, hire, engage, or attempt to engage any of our staff, contractors, or coaches for a period of 12 months after your participation in the Package, without our prior written consent.

14. Suspension and Termination

14.1 We reserve the right to suspend or terminate your access to the Package immediately if:

  • you fail to make any payment when due;
  • you breach these Terms;
  • you engage in abusive, disruptive, dishonest, threatening, unlawful, or inappropriate conduct;
  • you share our materials without permission;
  • you make a false or misleading payment dispute or chargeback claim.

14.2 If access is suspended or terminated due to your breach, no refund will be due.

14.3 Termination or suspension shall not affect our right to recover any outstanding sums due from you.

15. Payment Disputes and Chargebacks

15.1 By purchasing the Package, you acknowledge that the service consists of educational content, portal access, live or recorded coaching, support, mentoring opportunities, workshops, and related training features as described in these Terms and at the point of sale.

15.2 You agree that a payment dispute, chargeback, or “services not as described” claim shall not be valid where:

  • the Package purchased was made available substantially as described;
  • portal access, passwords, links, recordings, or training materials were supplied;
  • coaching calls, mentoring opportunities, workshops, or support were made available;
  • you failed to attend, book, request, use, or complete the relevant parts of the Package;
  • you changed your mind after purchase or after using part of the Package.

15.3 You agree not to claim the services were “not as described” where they were delivered substantially as described and any lack of results is due to your own non-participation or failure to follow the training.

Where false or misleading statements are made, the Company may request removal, provide evidence to relevant platforms or payment providers, and take appropriate legal action.

15.4 In responding to any payment dispute, chargeback, or claim that the services were not as described, the Company may rely on evidence that the Package was made available substantially as described, including portal access, passwords, links, recordings, training materials, coaching calls, mentoring opportunities, workshops, support, attendance records, access logs, communications, and booking history.

15.5 We reserve the right to provide these Terms, attendance records, access logs, emails, messages, booking history, login records, and related documents to payment processors, banks, card issuers, dispute resolution bodies, courts, or legal advisers in response to any dispute or chargeback.

15.6 Where a chargeback or payment dispute is made, we reserve the right to suspend access to the Package while the matter is investigated. Where a dispute is found to be false, fraudulent, or otherwise unjustified, we reserve the right to take appropriate steps to recover unpaid sums and any remedies available by law.

16. Additional Offers and Upgrades

From time to time, just like any professional companies, the Company may offer additional training, upgrades, or advanced programs (including Apprenticeship Training).

You acknowledge that:

  • your purchase includes only the Package described and agreed at the time of purchase;
  • the VIP Stock Market & Forex Training includes access to the training portal (Modules week 1–6), 12 weekly coaching calls, watchlists discussed during calls, ongoing email support, and one-to-one mentoring upon submission of 25 trades;
  • any additional programs, upgrades, or 1to1 apprenticeship mentorship opportunities are separate and optional purchases;
  • availability is limited and subject to application and acceptance by the Company;
  • you are under no obligation to purchase any additional services.

You agree that the availability or promotion of additional programs does not mean that the original Package was incomplete or misleading.

Any additional offers, including Apprenticeship Training, are provided separately and may be subject to application, availability, and acceptance by the Company.

The Company may rely on these Terms and on records of the agreed Package when responding to any claim, refund request, or payment dispute.

For the avoidance of doubt, the offering or promotion of additional programs shall not, by itself, be evidence that the original Package was not delivered as described.

17. Complaints

16.1 Any complaint must be made in writing and sent to:

Investment Success Ben Academy Ltd
14/2E Docklands Business Centre
10–16 Tiller Road
Canary Wharf
London
E14 8PX

or by email to:

info@investingchampions.com

16.2 You should include your full name, purchase details, and a clear description of your complaint.

18. General

17.1 We may update these Terms from time to time. The version in force at the date of your purchase shall apply to that purchase unless otherwise agreed.

17.2 If any provision of these Terms is found by a court or competent authority to be invalid or unenforceable, the remainder of the Terms shall continue in full force and effect.

17.3 Any delay or failure by us to enforce any right or provision shall not constitute a waiver of that right or provision.

17.4 These Terms form the entire agreement between you and us in relation to the Package, except for any specific written terms expressly agreed by us.

17.5 You may not assign or transfer your rights under these Terms without our prior written consent.

17.6 We may assign or transfer our rights and obligations under these Terms where reasonably necessary for business purposes.

19. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them shall be governed by the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to resolve any dispute or claim arising out of or in connection with these Terms.

20. Conditional Performance Action Based Money Back Guarantee

We offer a conditional, action-based performance guarantee, subject strictly to the conditions below. Because our training works powerfully when you follow the steps, but there will be always that 1 or 2 students who did not take any action at all, just like in schools. They bought the training and went on holiday, did nothing and then blame others rather than taking full responsibility.

To qualify, you must, for a continuous period of 24 months:

  • attend all weekly coaching calls (or asked for recordings if missed in 24 hours, and you have to send me the notes of what you’ve learnt if you missed)
  • complete all assigned homework, including submitting at least 1 guidance trades per week following week 4 video lessons;
  • follow the strategies taught in the training, including taking action (eg buy any stocks automatically without me reminding you) during periods of Extreme Fear in line with the training materials;
  • If you forget to buy, or too scared to buy during extreme fear market conditions, Failure to follow the training or take action does not constitute a failure of the service.
  • remain consistently active (no prolonged inactivity);
  • provide full trading records upon request.

If, after 24 months of full compliance with all conditions above, you have not achieved significant return relative to your initial investment you may request a refund of the amount paid.

To claim, you must submit a written request within 30 days of the end of the 24-month period, together with supporting evidence.

This guarantee will not apply if you fail to meet any of the above conditions, fail to provide evidence, or do not fully follow the program.

Due to legal reasons, this is a conditional performance-based guarantee subject to strict criteria and is not a promise or guarantee of financial results.

21. Cancellation Form

If you are legally entitled to cancel and wish to do so, please send the following to us by post or email or call raven directly on 07519501616 :

To: Investment Success Ben Academy Ltd
14/2E Docklands Business Centre, 10–16 Tiller Road, Canary Wharf, London, E14 8PX
Email: info@investingchampions.com

I, __________________________, wish to cancel my contract dated __________________________.

Name: __________________________
Signed: __________________________
Date: __________________________
Reason for cancellation (optional): __________________________